Transform B2B payments from bottleneck to breakthrough

Payments

Bottlenecks in traditional payment processes are creating gaps in your cash cycle. Customers are driving your workflow based on what's most efficient for them — paper checks, credit card email payments, portals, or third-party e-payable providers.

But that leaves you managing multiple channels that slow DSO (days sales outstanding) and cost you more. Your team may waste hours reconciling payments across different systems, while manual processes create delays and errors that impact your bottom line.

As part of Billtrust's AI-powered solutions, Billtrust Payments rebalances the accounts receivable/accounts payable power dynamic. By automating payments, regardless of customers’ preferred channels, you’ll get paid sooner — on your terms — while still providing exceptional customer service. Our unified platform streamlines every aspect of payment processing, from initial capture through reconciliation, giving you customizable control over your payment acceptance strategy while offering your customers the flexible payment options they need.

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Billtrust Payments

Straight-through processing unifies the payments ecosystem

Woman paying with credit card on tablet

Your buyers choose what’s most efficient for them — paper checks, credit card email payments, AP portals, or other providers. But that leaves you managing multiple payment options that slow down processes and cost you more. Every new payment channel adds complexity to your operations and puts more strain on your AR team.

If you’re not processing business payments fast enough, everyone feels the squeeze. Cash can’t flow. And, sometimes, customers can’t buy more.

Billtrust Payments accelerates cash flow by creating a digital space for speedy processing; one that enables your AR team to manage customers’ payment preferences from a single source. Our platform automatically captures and processes payments from every channel, eliminating the need to toggle between multiple systems or manually key in payment data.

Frictionless, straight-through payment processing enhances security, speeds accounts through the order-to-cash cycle, and lowers your overhead costs. With automated reconciliation and real-time payment tracking, your team can focus on strategic work instead of chasing payments across different systems.

Transform your B2B payments processing with a supplier-first approach

Automated payments processing saves time and reduces costs

Get paid on time with automated accounts receivable illustration

Stop spending hours manually processing payments across different channels. Billtrust's intelligent automation transforms your entire payment process:

  • Automatically captures and processes payments from any channel — including virtual cards, ACH, and email payments.
  • Matches payments to invoices instantly using AI-powered technology, achieving over 90% match rates.
  • Handles exceptions with smart routing and automated workflows, reducing manual intervention.
  • Integrates seamlessly with your existing systems to eliminate double entry and maintain data accuracy.
  • Scales effortlessly as your business grows without adding headcount.
  • Automatically optimizes Level 2 and 3 credit card data to reduce interchange fees.
  • Enforces your payment acceptance policies automatically across all channels.
  • Provides real-time visibility into payment status and cash flow.

Our automated payment services help customers like Ambu save over 865 hours of manual processing time, while others see up to 76% reduction in DSO after implementing digital payments. By automating payment optimization, businesses consistently reduce processing costs while improving team efficiency.

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Billtrust Payments processing by the numbers

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$100B+

In total payment revenue
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200+

AP portals invoiced
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Up to 76%

reduction in DSO when deploying digital payments

Transform B2B payments with a proven partner

Since 2001, Billtrust has been revolutionizing how businesses handle payments. Today, we process over $100 billion in payment revenue for more than 2,400 customers worldwide. Our AI-powered solutions help companies across 40+ industries streamline their payment processes, accelerate cash flow, and delight their customers. When you choose Billtrust Payments, you're partnering with payment automation experts who understand that getting paid shouldn't be complicated.

Success stories from our customers

Action Carting

Business Services

How a recycling service helped eliminate even more paper.
Read the Action Carting case study
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Frequently asked questions

Get answers to your most important questions about modernizing B2B payment processing and accelerating cash flow.

AI transforms B2B payments processing by automating the entire payment cycle. Modern AI-powered systems automatically match payments to invoices, predict payment patterns for better cash flow forecasting, and identify opportunities to optimize payment acceptance. This intelligent automation reduces manual work, accelerates cash flow, and helps finance teams focus on strategic initiatives rather than routine tasks.

Businesses can reduce B2B payments processing costs through strategic automation and optimization. Key strategies include implementing Level 2 and 3 credit card processing to lower interchange fees, using intelligent payment routing to minimize transaction costs, and automating manual processes to reduce operational expenses. A unified payment platform streamlines operations while significantly reducing processing fees and improving team efficiency.

Essential B2B payment security measures combine advanced technology with proven protocols. A comprehensive approach includes tokenization for sensitive data, multi-factor authentication for all users, real-time fraud detection powered by AI, and automated compliance with PCI DSS standards. These measures must work together seamlessly while maintaining payment processing efficiency and supporting high transaction volumes.

Companies you trust count on Billtrust Payments

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Move finance forward™ with intelligent payment solutions

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